How to Earn Money online Without Investment (15 Legit Ways)

Everyone wants to earn a little bit of extra money without investment, whether you are in a good position, a student, or a worker.

But you might get exhausted after doing daily tasks and hustling for hours.

These circumstances slightly push us away from looking for other ways to earn money.

Digital space has opened numerous opportunities to earn money online with zero investment.

If you want to earn money without investment, you are at the proper place.

This article discusses the Top 15 Best Ways To Earn Money Online Without Investment. These ways are easy, effective, and require minimum qualification.

Let’s start reading this article to know how to earn money without investment effectively and easily.

15 Best Ways to Make Money Online Without Investment


1. Become a Point of Sale Person (PoSP)

Insurance companies provide a variety of ways to earn money hassle-free.

Being a Point of Sale Person (PoSP)is a great way to start.

A Point of Sale Person works as an intermediary between the insurance companies and customers. They are like an insurance advisor but have access to various insurance products.

Being a Point of Sale Person, you have to sell life and general policies to customers according to their requirements. On each sold policy, you will get a commission.

Any individual above 18 years old and has completed 10th grade is eligible to apply for the role of Point of Sale Person. After application, they have to complete 15 hours of compulsory training offered by IRDAI to get a General /Life Insurance license.

The number of sold policies will be directly proportional to the amount you earn

2. Become a Freelancer

Become a Freelancer

Freelancing is the booming choice of most people in India to earn money with zero investment.

To become a freelancer, you must be an expert in your field, and you must possess marketing, networking, and excellent management skills.

Once you have identified your key potentials and are ready to work, you can register yourself as a freelancer.

There are various fields in which freelancers are in high demand, such as writing, editing, programming, designing, etc. 

You can start by taking small tasks/ lower paid clients and gradually improving the quality of work to get higher paid clients.

This is a great option to earn desired money in our flexible time.

Start your freelancing journey on platforms like Freelancer India, 99Designs, Upwork, Truelancer, Fiverr, etc.

Also Read: Step-by-step Guide: How to Make Money as a Freelancer

3. Enroll for Data Entry Job

Data Entry Job

Data Entry jobs are the most popular option to earn money online without any investment.

Innovations are happening in technology each day. Thus, many companies and industries need data entry employees.

As a data entry employee, you have to enter the data from various sources into the computer system for processing and management.

To become a Data Entry employee, you must be proficient in typing and transcription, have an eye for accuracy, and have organizational skills.

Also, you must know Microsoft tools like Excel, Word, etc.

Data entry jobs can pay you Rs. 300 to Rs. 1,500 per hour.

Check out Freelancer, GUru, DionData Solutions, Axion Data Entry services, and Data plus platforms for data entry jobs.

4. Become A App or Website Tester

Website Tester

Today the digital world is filled with blogs, websites, apps, and other things.

Here Data and Website testers come in huge demand.

Testers ensure the excellent function quality of the app and website.

This includes website loading speed, the structure of an app, visual representation of an app, etc.

In short, testers view an app or website from an audience perspective.

Besides having a computer and internet connection, it would be an additional point if you are familiar with software and technology.

Many platforms such as Youtube and Udemy provide accessible or affordable testers. You can enroll for them before applying for a tester job.

Being an app or website tester is a simple and effective way to earn money without any investment.

Following are the website that offers app or website that provides tester opportunities:


Beta TEsting


5. Write and publish E-book

Write and publish E-book

Did you know that publishing books have become way more accessible than in previous years and earning money through it?

Yes, it is true.

You can be an E-book author and publish it. An E-book is a book but in electronic format.

If you have a keen interest in a particular area, you can write an informative ebook on that subject.

An E-book can be categorized into Self-Help books, Cook bok, Health and Fitness, Education, Parenting and Relationships, Politics and science, and Business and money.   

The more people purchase books, the get the benefit.

Amazon Kindle, Create Space, iBooks, Kobo is some platforms where you can publish your ebook and money.

6. Contribute to Affiliate Marketing

Affiliate Marketing

Globally, e-commerce businesses are dominating when it comes to shopping.

Then, why can’t you be a part of it?

Affiliate Marketing is a digital way that offers you the opportunity to earn money just like any broker between two communities. 

To start a career as an affiliate marketer, sign up with ecommerce sites like Amazon, Flipkart, etc. Further, you need to promote their products through websites and other social media apps. On every purchase of these products, you will get a commission.

You can still earn money if you don’t have any website and social media fanbase. This can be done by creating a list of thighs you like; you will benefit if people purchase a product via that link.

Though Affiliate marketing any shopaholic, merchandise lover can earn money with minimum investment.

Also Read: How to Make Money From Flipkart Affiliate Program in India

7. Become a consultant


You must have heard that knowledge brings money.

Being a consultant is a great way to apply that.

Graduate students with good knowledge and experience can opt for a consultant career.

A consultant can provide services in strategy, IT, finance, human resource, writing, etc.

As a consultant, you can share your knowledge by conducting workshops and seminars, tying up industries and companies, giving practical services, creating educational services, and other various ways.

A good consultant can create a sustainable lifestyle with a blend of creativity and personal skills.

8. Virtual Assistant

Virtual Assistant

 A Virtual Assistant can be understood as a virtual office assistant.

Virtual Assistant offers administrative services to clients from local locations. Their tasks include scheduling calls, appointments, making travel arrangements, emails, etc.

Fields like law firms, Non- profit organizations, finance, marketing, property managers, business and life coaches hire virtual assistants at a higher rate.

A virtual assistant has the technical knowledge, is proficient with software and business programs, and has excellent communication skills.

Following platforms have many companies and industries who recruit a virtual assistant

9. Become a Researcher


The digital world is filled with information.

And to get authentic and relevant information is quite tricky.

Therefore, researchers play a vital role in gathering the correct information.

Researchers perform tasks like inform action, collect evidence for theories and contribute to developing knowledge in the field of study.

As a researcher, you will be hired by various industries and companies to find the most relevant trustworthy sources of information for them.

This information is shared with the clients to understand their requirements and the best business decisions. 

Companies like wonder,10EQS, Upwork, Indeed offer excellent job opportunities to researchers.

10. Become a transcriptor


Transcriptors are those who turn video and audio recording files into text format.

From market research to media, customers from various industries need transcripts as they perform the essential part in making evidence.

A good transcriptor must be excellent at typing, listening, attention to detail, and management skills.

Being transcriptor, we need to listen to business, collaboration, hearings, news, personal recordings, and conversations and write in a handwritten or documented format.

Transcriptionists can earn Rs. 18,000 initially per month in India.

Following are some sites that offer transcription job opportunities.

11. Review Apps and Websites

Are you good at reading and analyzing?

Then reviewing apps and websites is the best suitable way for you to earn money through your mobile-only.

Many companies, businesses, and industries want to review their websites, apps, products to attract the maximum number of audiences.

As a reviewer, you have to examine the site’s functionality, write testimonials, write about the quality of certain products, etc.

Reviewers are in great demand and get well paid because they increase the traffic credibility of specific companies and industries. 

If you are good at writing and reviewing job excites, then check out the following companies’ sites to apply as a reviewer.

UserTesting- Reviewing app, website, and user experience testing

TryMyUI- Impression and survey-based testing

Testbirds- Digital product, mobile app testing, store

12. Become a focus group member

focus group member

Do you want to have a community where you can get paid just by sharing your opinions and insights?

Well, then you can join a focus group.

A focus group is a research method that generally includes 6-7 participants, monitored through a moderator.

In a focus group, the planned discussion takes place on people’s attitudes toward specific products, branding, or ideas.

Through focus groups, companies and industries gather data, which helps companies and industries to target their audiences and earn maximum benefit by engaging them.

Most of the time, you can join focus groups for free, but upon participation, get a certain amount of money.

You can join focus groups on User Interviews, respondents, L7E research, and participate in research platforms.

13. Through is an advertising company.

It is focused on providing monetization products to digital publishers.

This platform globally provides advertisement services to any website. Signing up with is easy. Register yourself, get an email, and be given an OTP.

Upon signing up, ads will be displayed on your website. If a viewer user clicks on an ad, your website will receive a commission. In this way, you can earn money.

Any website can earn money through without spending a single penny.

14. Tutor

online tutor

Being a Tutor is always the best way to earn money with zero investment, isn’t it?

In the pandemic, online tutoring jobs have significantly grown.

To become a tutor, you must be well equipped with the subject you have chosen and possess excellent communication organizing skills.

Online tutoring has advantages like connecting with students from different parts of the country or even globally, teaching several students on a single platform and at the same time, etc.

Popular platforms like Udemy, BYJU’s, TutorMe, and Coursera are great ways to start tutoring in India. These platforms give you the freedom to schedule teaching hours, make outlines of teaching or syllabus, and charge the course.

15. Fill out online surveys

online survey

Surveys are a lucrative and easiest way to earn money online.

Surveys play a vital role in any company, industry, and business growth. Even to many university professors, student surveys have proven the best results.

Surveys help collect representatives of perspectives and experiences.

Hence, the chances are great to get paid if you do surveys.

During surveys, you can earn cash or rewards by answering simple questions.

The amount you will receive per survey is based on the difficulty of the questions, the number of surveys, etc.

Swagbucks, LifePoints, InboxDollars, Survey Junkie, Opinion Outpost, i-Say, Toluna Influencers, MyPoints are some platforms that offer survey tasks.

Get started filling the surveys with an internet connection and your mobile.

Also Read: 10 Best Online Surveys to Earn Money in India | Paid Surveys India

Key required things to make money online without investment:

  • Internet
  • Skills
  • Personalized Computer
  • Knowledge about technology
  • Good communication skills 

Key advantages

  • Flexible time
  • Zero investments
  • Endless opportunities.

Precautions to be taken

  • Check the validity of sources
  • Beware of scams
  • Do not share account details
  • Report if anything seems invalid


Technology and the internet have made many ways to earn money online without investment.

All you need to earn money online is a few things like an internet connection, a good laptop, and skills.

This article has discussed the Best 15 Ways To Earn Money Without Investment. You will surely make a good amount of money through these ways while just sitting at home and with zero investment.

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