10 Best Refer and Earn Apps to Make Money in India in 2022

Who doesn’t want to earn money in this inflationary era? In the 21st century, without money, there is no life. People were finding various ways to live their lives, e.g., hunting animals, people followed the barter exchange systems earlier, and money wasn’t a priority for living a good life.

But now money has become the priority because without money we can’t even meet the basic needs, so making more money is the main aim of an individual.

But earning more money from one job won’t be sufficient in today’s era.

So we keep researching the best and easiest way to make extra money if you have seen that many organizations give various and most accessible online jobs to the hustlers looking for earning money through working for three-four hours a day. 

But there are some apps available on the google play store to earn money. You only need to download them, refer them to your family members’ friends, and start making money.

You must be thinking about how it can be possible? How can we earn money only by referring to the apps? Let me tell you that the apps I will talk about in this article are paying real cash to their users.

Some of the users have earned upto Rs. 50,000 only by referring the apps to their networks.

How Do Refer And Earn System Works?

A referral system is a marketing strategy used by many businesses. This referral marketing strategy helps companies spread awareness about their products and services in the market and raise their customer base.

With the help of the referral program, you can improve your sales revenue significantly, and the referral program influences 20-50% of the customers buying decisions.

You can provide different referral programs such as Implied referrals, Tangible referrals, Community referrals, Direct referrals. 

Most app companies provide referrals to their customers and give cash, discounts, and coupons.

As you know, everyone wants to make money for just the sake of earning money people do download the apps and starts referring to their colleagues, friends, and family member; through that, they make a massive amount of money.

The companies also pay the users and customers happily as they are helping them to earn more profit and build a solid customer base.

So, if you want to know about the apps which can make money for you, read the full article. The apps are reliable, and many users earn a good amount of money.

Also Read: Top 10 Genuine Ways to Make Money from Home in India

10 Real Refer And Earn Apps To Earn Money

You must be thinking that earning money from apps can’t make enough money to run the house? You can’t rely on the app’s earnings to run your home; for that, you need to do a little hard work.

These apps allow you to make extra money to spend more for your family members or yourself.

Also Read: 10 Best Ways on How to Earn Money Online in India in 2022

1. RozDhan App


RozDhan is the best money-earning app in India. When you log in to the app, you will get Rs.50 for it, and after logging in, you need to complete some ‘Instant Cash Tasks,’ which will pay you Rs.30.

When you refer this app to your friends, this app will give you a lot of rewards and cash prizes. But, when you refer your friends or family members, log in to the app, and do the ‘Instant Cash Task,’ it will bring more money to you.

There are specific activities you can do on the apps, and those activities are;

  • Play Games
  • Read the news
  • Check your daily horoscope
  • Walking tasks
  • Puzzles
  • Complete the Surveys

These activities will help you to make more money if you complete your daily tasks on the app. So, download the app without having a second thought.

2. CashKaro App


Cashkaro helps you get cashbacks from shopping on any of the shopping websites. The app has a network with 1500 online shopping websites.

To get great cashbacks and coupons, you need to log in to the app and then click on the online shopping websites on which you want to do the shopping.

When you make an order and make the payment, the online shopping sites pay the commission fee to the CashKaro app, and that fee is given back to the customers.

When you refer this app to your networks, you will get 10% of the commissions on their cashback.

What are you waiting for? Download the app, share it with your friends, and earn a 10% commission on their cashbacks. Also, do a lot of shopping and save Rs.50,000 from your shopping.

3. UpStox App


Upstox is an investment and stock trading app with over 50,000+ happy investors. You can find the best investment deals on the app; you can invest in stocks, mutual funds, gold, IPOs, and Futures & Options. 

But do you know that this is also the best money-making app? You can download the app, sign in to the account, follow the app’s instructions, and verify your profile.

After completing this task, you can refer this app to your family members, friends, colleagues, etc., and earn Rs.1200 INR. But, for making Rs.1200, your friends, family members, colleagues need to sign in to the app.

But the app may take some time to verify your account. Once the verification is done, then you will start getting money. Don’t waste more time thinking about downloading the app and signing in, and referring to your networks.

4. 5Paisa App


5Paisa is also a stock trading app; many investors invest in stocks, cash, F&O, currencies, and commodities.

Apart from the stock trading, the app gives you money when you refer it to your networking people.

The first person who will download and sign up in the app through your referral code will pay you Rs.500, and from the other downloads, you will get Rs.250.  

For example, suppose if you refer to five people from your networks, the first person who will download and sign up in the app through your reference, you will get Rs.500, and from the remaining four people, you will get Rs.250 each.

The referral has been divided into four categories, and they are;

  • First referral- Rs.500 and will get 12.5% sharing brokerage and lies under Star club.
  • 2-5 referrals – Rs 250 and will get 12.5% sharing brokerage and lies under Star club.
  • 6-25 referrals- Rs.250 and will get 25% sharing brokerage and lies under Elite club.
  • 26+ referrals- Rs.250 and will get 40% sharing brokerage and lies under Pro club.

What are you thinking about? Download the app now and start making money by referring it to others.

5. BigCash App

BigBig Cash

BigCashApp is the best app to earn money by referring it to others. You can make money through completing online surveys, watching videos, giving your opinions, trying its services, and free trials.

If you complete the task mentioned above, you will get 2500 coins to redeem in your Paypal account at $15.

You need to download the app, log in using your Facebook account, receive Rs.10 instantly; enter your mobile number if you want your cash in Paytm.

Don’t hesitate to download the money-making app.

6. Google Pay App

Google Pay

Google pay is one of the best UPI payment apps in India. You can instantly transfer and receive money at any time from anywhere. But, you can also do your mobile recharge on it, pay the electricity bill, DTH bill, etc.

Apart from these services, Google Pay also pay cash when you refer it to your friends, family members, and colleagues. If your connection downloads the app through your referrals, you will get Rs.81, and they will get Rs.21.

So, to make money through referring the app, you need to follow the given steps;

  • Open a google pay account.
  • Then click on the ‘invite friends’ section.
  • Invite your friends using your referral code on social media platforms such as Facebook, Whatsapp, Instagram, Twitter, etc.
  • Then start earning money.

7. PhonePe App


PhonePe is another BHIM UPI payment app that allows you to make payments and receive cash, pay utility bills, etc. But, PhonePe also pays to their users when they refer the app to their networks.

To get the PhonePe free bucks, then follow the given sequence;

  • Download the app and create an account and your bank details.
  • After that, you need to create a UPI PIN.
  • Then there will be a Refer & Earn section click on it.
  • After that, share that referral link with your friends.
  • When your friend downloads the app from that given link and makes the first payment of Rs.150, then you will Rs.100.

8. Zerodha App


Zerodha is one of the best stock trading apps in India. If you want to invest in stocks and F&O trading, it is the most recommended and trustworthy app.

Besides that, the app gives you Rs.300 on its refer and earn window, and also, the app provides 10% of your leads brokerage fees.

You can follow the given steps to earn money by referring Zerodha app;

  • Download the app from the Google Play store
  • Then after that, verify your required documents and get approved on the app.
  • Then, one referral link will generate on the app’s refer and earn section, get that link and refer it to your family friends.
  • Earn upto 300 rewards for each of your referrals.

9. Paytm App


Paytm is the first BHIM UPI payment app; in this app, you can book the tickets pay your utility bills such as Electricity, Wifi, LPG Gas, insurance, etc. You can also check your credit score for taking loans and do fastag recharges from Paytm.

There are so many things that can be done through Paytm. But, you might don’t know that you can earn money by referring the app to others. If you download the app and sign up in it, fill in all the necessary details, and send Rs.1 to anyone, you will earn Rs.100. 

To know how Paytm can make money for you, then follow the given sequence;

  • Download the app from the Google Play Store.
  • Sign up in the Paytm app by using your mobile number.
  • Then you need to fill in the bank details and link your bank account.
  • You can transfer Rs.1 to any BHIM UPI ID and earn instant Rs.100 cashback.

When you refer it to your friend and download it from your referral link, more transactions will be done, and the more money you will earn.

Don’t waste time thinking about whether to download the app or not; hit on the given link and download the app from the Google Play Store. 

Also Read: 10 Best Mobile Apps to Earn Paytm Cash For Free

10. Groww App


The Groww App is an investment and stock trading app. In this app, you can invest in stocks, mutual funds, IPOs (Initial Public Offerings).

This app is for investment purposes, but you can earn money by referring it to your networking people and earn Rs.100 for every successful customer who uses the app through your referral link. 

You can follow the given steps to earn money by referring it to others.

  • Download this app from the google play store.
  • Then, you need to verify your documents and get approved.
  •  After that, you can get your referral link from the refer and earn section.
  • Send the link to your connections, and every successful use of your referral link will pay Rs.100.


The apps mentioned above are not spam apps; they pay their users’ real cash. The apps are listed randomly and are the best to earn money from your home by just referring it to your connections.

Everyone wants to make money and look for another income source to bring money into their pockets. So the given apps are the best source of getting money by downloading and doing some simple tasks assigned on the apps.

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